The business risk landscape is evolving rapidly—from cybercrime and climate disruptions to AI liability and employment lawsuits. Small and midsize business owners can no longer treat insurance as a checkbox. This guide breaks down seven of the most pressing risks in 2025, what to ask clients or teams, and what coverage options to consider before trouble hits.Read More

By 2030, the insurance agency benchmark won’t just measure human output — it will reflect the combined power of people and AI. As automation handles the busywork, the real value of your team will lie in strategic thinking, emotional intelligence, and creative problem-solving.Read More

Brace yourselves, business owners: workers’ compensation insurance rates are on the rise nationwide. While California is anticipating an 11% increase this fall, similar trends are emerging across the country.Read More

Contractors face a unique set of risks daily, from job site accidents to property damage. Having the right insurance coverage is crucial to protect your business, employees, and clients. Here's a breakdown of essential insurance types every contractor should consider:​Read More

Owning a coffee shop is like living out a cozy dream—pouring lattes, greeting regulars, and building a community. But behind the scenes, it’s also a real business with real risks. From hot coffee spills to equipment breakdowns, a small mishap could lead to a big financial headache. That’s where insurance comes in! Whether you're just opening your first café or expanding your coffee empire, here’s a breakdown of essential insurance coverages to keep your coffee business brewing safelyRead More

As an accountant, your superpower is keeping financial chaos in check. You're the calm in the tax-season storm, the expert clients rely on when numbers just won’t behave. But even the most precise professionals can hit an unexpected snag. That's where accountants' insurance steps in—to make sure one small misstep doesn't turn into a financial disaster.Read More

Running a medical office is like juggling scalpels—it's a delicate balance where one slip can lead to a mess. While your focus is on patient care, it's crucial not to overlook the health of your practice itself. That's where medical office insurance comes into play, acting as the safety net for those unforeseen tumbles.Read More

Medical malpractice insurance is a specialized form of professional liability coverage designed to protect healthcare professionals against claims alleging negligence or errors in patient care. Given the complexities and inherent risks in the medical field, this insurance is crucial for safeguarding both practitioners and their patients.​Read More